Contractor Insurance

Unique coverage, tailored to the everyday Contractor.
For Contractors of all types and sizes

We offer three packages ideal for contractors, big or small, who make their living in commercial construction, residential construction, renovation projects, carpentry, and a large number of installation projects.

Cover your unique needs

Regardless of whether you’re a plumber, installation expert, or you manage a team of subcontractors, you’ll enjoy a secure, cost-effective and well-designed insurance package that will protect your business.

Best in class coverage

We have partnered with Canada’s leading Commercial insurance providers to offer you cutting edge Contractor’s insurance tailor-made to protect your business from the unexpected.

Buying Contractor Insurance
in 3 Easy Steps

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STEP 1

Find the most suitable insurance coverage

Our online product choices offer you the ability to tailor the various coverage options to your specific needs, while backed by professional brokers who have extensive experience finding coverage solutions for contractors in a variety of trade and industry specialties. 
STEP 2

Choose one of the packages that suits your needs

Intended to fit your needs and protect your business, our Contractors package offers one of the best insurance solutions for everything from independent contractors to small and mid-sized businesses. Read what’s covered inside each package, and pick the one that meets your unique needs.
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STEP 2

Choose one of the packages that suits your needs

Intended to fit your needs and protect your business, our Contractors package offers one of the best insurance solutions for everything from independent contractors to small and mid-sized businesses. Read what’s covered inside each package, and pick the one that meets your unique needs.
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STEP 3

Get instant access to your policy

Once you have completed the process, we will email you a copy of your policy in real-time. That means the moment you click ‘Submit’, you will find your policy along with your receipt in your inbox. It really is that simple. 

Let’s take a look at what you’re covered for

01. Contents of Others

Depending on the package you select, you’ll have coverage to a specified limit for the possessions of others. The Choice package offers $10,000 of coverage while the Plus package offers $25,000.

02. Business Income – Profits

Should the unthinkable happen, this coverage will protect your profits should your business suffer a disaster or be temporarily forced to close. This would include the costs associated with the rebuilding process after a disaster strikes.

03. Employee Dishonesty

Unfortunately, even your most trusted employees could engage in something they shouldn’t have, putting the company at risk. Whether it’s due to theft of money, securities, or property, our packages will provide coverage up to $10,000.

04. Tenants Legal Liability

When you rent the property you operate on, you are exposed to all sorts of potential liability issues. A delivery guy can slip-and-fall, or even worse. All of our packages offer $500,000 worth of Tenants Legal Liability coverage.

05. Product Recall

Our Plus package even includes coverage for Product Recall. This would protect you for expenses associated with recalling a product from the market after you have installed or created it. Coverage is limited to $10,000 per occurrence and $50,000 aggregate.

06. Personal Effects

This coverage provides protection in the event that personal property of others is in the care, custody or control of you and does not fall under a lease agreement. Each of our packages provide this coverage but the limits vary from $2,500 (Basic) to $250,000 (Plus) under the Flex Protect cover.

07.  Installation Coverage

Each of our packages features an installation floater, designed to cover personal property installed, fabricated or erected by you, the contractor. It provides coverage for the property until either the installation work is accepted by the buyer or the insured’s interest in the property installed ceases.

08. Machinery & Equipment Coverage

Protect your valued machinery and equipment for up to $50,000 with the Plus package. This includes rented or borrowed equipment valued at more than $2,500.

See Full Coverage
Let's find you the best possible coverage