Optional Coverages

In addition to the standard coverage that comes with every renter’s policy, there are a number of other coverage options that we strongly suggest you consider purchasing. These include:
Sewer Back-up
A flood of sewage entering your apartment can be dangerous to your health and quite costly to repair. Sewer back-up coverage is designed to help protect you and your belongings in the event of damage as a direct result of your sewer backing-up.
Experts say that we are overdue to experience the ‘big one’ here in British Columbia.  If it were to happen, you will want to be prepared.   For a relatively small additional fee, you can purchase Earthquake coverage and enjoy peace of mind knowing you are covered for a loss or damage caused by an Earthquake. You can select your own deductible (calculated as a percentage of the limit placed on your personal belongings) and you’re all set.
Quick Note Regarding Your Deductibles
To provide you with some flexibility, we offer two policy deductibles to choose from.  Keep in mind that your deductible will have an inverse effect on the premium you are charged.  So, if you select a lower deductible, your premium will be slightly higher whereas if you select a higher deductible, your premium will be slightly lower.

Let's get you covered